.ti-cards-area {
    padding: 0px 0px 60px 0;
    background: #f7f9fc;
}

.ti-cards-area .container {
    max-width: 1200px;
}

.ti-cards-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.ti-card {
    background: #fff;
    border-radius: 16px;
    padding: 32px;
    box-shadow: 0 2px 12px rgba(0, 0, 0, 0.04);
    transition: all 0.3s ease;
}

.ti-card:hover {
    box-shadow: 0 8px 30px rgba(0, 0, 0, 0.08);
    transform: translateY(-3px);
}

.ti-card__icon {
    width: 54px;
    height: 54px;
    background: #0d7a4f;
    border-radius: 14px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 22px;
    color: #fff;
    margin-bottom: 22px;
}

.ti-card__icon--blue {
    background: #07235D;
}

.ti-card__icon--orange {
    background: #e67700;
}

.ti-card__icon--red {
    background: #dc2626;
}

.ti-card__icon--purple {
    background: #7c3aed;
}

.ti-card__icon--teal {
    background: #00838f;
}

.ti-card__title {
    font-size: 18px;
    font-weight: 700;
    color: #07235D;
    margin: 0 0 14px 0;
}

.ti-card__text {
    font-size: 15px;
    color: #555;
    line-height: 1.8;
}

.ti-card__text p {
    margin-bottom: 10px;
}

.ti-card__text p:last-child {
    margin-bottom: 0;
}

.ti-card__text strong {
    color: #1a1a2e;
}

.ti-notes {
    padding: 40px 0 20px;
    max-width: 900px;
    margin: 0 auto;
}

.ti-notes-box {
    background: #f8f9fa;
    border-radius: 12px;
    padding: 28px 32px;
    margin-bottom: 16px;
}

.ti-notes-box h4 {
    font-size: 15px;
    font-weight: 700;
    color: #07235D;
    margin: 0 0 14px 0;
}

.ti-notes-box ul {
    list-style: none;
    padding: 0;
    margin: 0;
}

.ti-notes-box li {
    font-size: 14px;
    color: #666;
    line-height: 1.7;
    padding: 4px 0;
}

.ti-notes-warn {
    background: #fff8e1;
    border-radius: 12px;
    padding: 20px 32px;
}

.ti-notes-warn p {
    font-size: 14px;
    color: #856404;
    line-height: 1.7;
    margin: 0;
}

.ti-intro {
    text-align: center;
    padding: 40px 0 50px;
}

.ti-intro__tag {
    display: inline-block;
    font-size: 12px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 2px;
    color: #0d7a4f;
    margin-bottom: 14px;
}

.ti-intro__title {
    font-size: 32px;
    font-weight: 800;
    color: #07235D;
    margin: 0 0 16px 0;
}

.ti-intro__desc {
    font-size: 16px;
    color: #666;
    line-height: 1.7;
    max-width: 700px;
    margin: 0 auto;
}

@media (max-width: 992px) {
    .ti-cards-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 576px) {
    .ti-cards-grid {
        grid-template-columns: 1fr;
    }

    .ti-intro__title {
        font-size: 24px;
    }
}

.pyt-hero__desc {
    font-size: 1.05rem;
    color: rgba(255, 255, 255, 0.75);
    margin-bottom: 10px;
    max-width: 600px;
}